About one in three American adults have cut back on certain expenses to pay for their health care, according to a West Health-Gallup Center on Healthcare in America survey.

Many student-loan borrowers have reported putting off big life decisions due to their high debt loads. As a first-generation college student, Bostwick, 37, said her parents wanted to ensure she had the opportunities they didn't have, and they believed that earning a college degree would provide her with financial stability.